Living modestly is not bad

I was just wondering what people think and give comment based on the lifestyle I live. One think I know that people always comment on the way I spend money i.e finding a deal, that how much could I save every year by doing this? But most of the the time they do not comment they just think different way about myself. It is really tough to swim against the stream.

While I think the big things are important, it is amazing how the little things can add up. You can literally save thousands each year just shopping wisely in the supermarket.

I have 96 Honda, and I am going to drive until it stop running and I am proud of it. I just need to go to work. New car just don't add the value , it will delay my retirement. I know that I can retire early if I desire. I do not require the latest toys and I have learned to enjoy simplicity.

People sometimes ( all the time) does not get the sense of financial stuff. Awhile back I heard someone say that the key to building financial security is being the kind of person who doesn't need all that much to be happy. I think that's very true, at least it's true in my experience. I don't have a big house or a fancy car but I'm pretty content. I don't go out often for the lunch. I don't have a big or latest TV nor laptop or high-tech cell phone. For me the pleasure is the Financial Security; it makes me sleep well. Most of the people in US consider shopping as recreation. They spend lot of money without thinking of retirement.

It's not like I don't enjoy my life and don't spend any money. I do take vacation. I regularly make charitable donation. I do support and help other who has financial problems. I do not set a budget and stick on that budget. I think living within budget is nearly impossible. The things we need we buy it regardless of the cost, and try to keep my family happy.

I am a kind of person if I need something to do on Friday I do it on Monday rather than waiting until Thursday and awake whole night. Retirement is just like that. That means, when people working in their 60s, they do work because they have to. I know for sure that I will smile in my 50s. I am working now because I want best education for my children. I want to teach them the value of money and saving.

Next, I want to save on gas to save the environment, and use the public transportation.

"He who knows he has enough is rich" - Lao Tzu